Need an appraisal for an FHA-backed mortgage? Call Moser Appraisals

The FHA publishes a list of approved appraisers for each state - Moser Appraisals is on the roster of approved appraisers for TX. If you have an FHA-secured mortgage, be sure to hire Moser Appraisals, as we are approved and certified to produce FHA appraisals. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Moser Appraisals is well-trained on how to follow the rules and regulations provided.

An FHA loan is secured by the Federal Housing Administration, a federal organization that is a part of the U.S. Department of Housing and Urban Development (HUD). No part of the loan is provided by the FHA; what the FHA does is ensure that the loan is insured in case the borrower doesn't pay their loan. Available to all consumers, FHA loan programs are designed to assist credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans.

Down payments are often lower with an FHA loan despite using conventional market rates. Buyers with lesser income or less starting capital to put down on a loan are assisted the most from FHA loan programs.