Attention homeowners: Real estate appraisal services for in Dallas and Dallas County

Here are the top seven reasons why TX homeowners order from Moser Appraisals:

Pre-listing appraisals (whether they're selling the home on their own or using an agent)
To challenge a TX property tax assessment
To lower your mortgage payments by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a TX divorce, when real estate property needs to be divided
To determine the true market value of real estate in question to settle an estate in Dallas County or the state of TX

Do you own a home in or near Dallas? Do you need help deciding the price of your real estate?
Contact Moser Appraisals.

We at Moser Appraisals understand the unique needs of a consumer after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. Being a regular homeowner that most likely doesn't look at appraisals every day,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value conclusion than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. Moser Appraisals is veterans in helping folks just like you abolish unwanted and unneeded PMI insurance.

Challenge Dallas county's assessment of your property

Lets say your home is not appreciating as much as other properties nearby -- your local tax assessor may have your house overvalued. This only means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. An expert appraisal from Moser Appraisals is your number one weapon when contesting your property tax assessment.

HELOC recently frozen?

If your house is near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow angle. An appraisal from Moser Appraisals can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a veteran appraiser to double-check your appraisal for verity, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Moser Appraisals can go out and check the subject and comps in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your house.